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Who is American Family Dream?
Are they Qualified?
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Joel S. Pate
851 E. I-65 Service Road Suite 304
Mobile, AL 36606
251-281-1553
ceo@americanfamilydream.com
Multi Company Broker, Alabama
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Industry Education
- Top Gun New Home Sales Training
- 3 CCIM Classes
- GRI Designation
- National Association of Credit Service Organization CROA Certification™
- Certified FICO Professional™
License
- Multi-Company Broker
- CE Course Instructor
Work Experience
American Family Dream Corporation (2013)
- Lead Alabama consumers to successfully enter or re-enter the housing market by training REALTORS™ to assist consumers with credit challenges to successfully close transactions.
- Approved Technology Partner FannieMae Home Counselor Online (HCO)
- Alabama Center for Real Estate Platinum Sponsor
American Family Funds Inc. President and Founder (2001-present)
- 67,000 first time home buyers nationwide
- $7.6 billion residential transactions
- Founding Chairman Industry Trade Association HAND (Homeownership Alliance of Non-Profit Down Payment Providers)
- Led industry meetings with top officials from Housing and Urban Development (HUD) and Congressman including Richard Shelby Chairman of the Senate Banking Committee
- Obtained a Temporary and Permanent Injunction against Secretary of HUD Alphonso Jackson from entering into Administrative Rule Making procedures against industry
American Funding Network Inc. (Since 2002)
- Real Estate Brokerage - Multi Company Broker
Vadium Group Inc. (Since 2006)
- Multi Company Broker
- Company licensed in Alabama since 2010
- Past licenses: GA, FL, MS
- One Time Close Construction Perm Expert 2006-2008
- Managed $100 Million One Time Close Construction Perm portfolio
- Manage personal portfolio of 40 residential properties in Alabama and Mississippi
- Recruited and trained loan originators on all aspects of One Time Close Construction Perm lending including credit criteria to meet lenders/Fannie/Freddie/FHA/VA guidelines
OX Publishing and Hutton Chase Corporation, President and Founder (Since 2007)
- Sub-prime credit provider (report to credit bureaus)
- Assisted over 50,000 consumers to rebuild credit
Score Inc. President (Since 2010)
- Oversee processing/review of over 6,000 credit bureau reports per month
- Provider of software, outsourcing and training to credit repair industry
- Hold weekly training with credit repair company owners
- Train processors to review and properly communicate with Equifax, Transunion and Experian as well as 10,000 data furnishers through the US
- Pate Real Estate and Construction (family business 1980-1986)
- Miranda Development Group, President (1986-2000) Daphne, AL
- Responsible for the sale and construction of over 500 homes and the development of four subdivisions. Managed all activities of company including financing arrangements and credit issues with clients
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Just think for a moment of all of the consumers that have not been able to purchase a home because of their credit. If only 30% of those came back to you in six months, how many more homes would you sell this month?
Let us know you are ready to increase your business. |
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