Homeownership is becoming a reality for more and more Americans. During 2003, the United States homeownership rate reached 68.4%, the highest rate ever. Yet many Americans don't realize that homeownership is possible for them today after the recent financial and real estate recession.

Welcome to the American Family Dream Successful Home Ownership Program. We are a housing organization whose goal is to help families like yours realize the dream of home ownership. Our Pre-Underwriting Buyer Preparation Program helps families prepare for successful home ownership through pre, post homeownership education and pre-underwriting buyer development.

Buying a home is part of the American dream. It is a significant long-term investment that often represents the foundation for our economic and emotional security. It is also the largest single transaction most people make. This guide is designed to help you learn about the home buying process so you can make informed decisions when you purchase your home.